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Request: Personal Finances for OSX

Posted by Tue, 08 Aug 2006 00:49:00 GMT

19 comments Latest by Jared Burns Tue, 22 Aug 2006 16:12:19 GMT

I’m looking to purchase a program for managing personal finances that runs on OSX.

Any suggestions?

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  1. Avatar
    Jeremy Boles Tue, 08 Aug 2006 01:30:50 GMT

    I’ve been using iBank lately. ( It not flawless, but it the best that I have found on OS X.

  2. Avatar
    MikeInAZ Tue, 08 Aug 2006 01:34:10 GMT
  3. Avatar
    Jackson Tue, 08 Aug 2006 01:56:08 GMT

    I have found them all inadequate. iBank, Moneydance, Quicken, etc.

    They all are not up to snuff. Unless you don’t want to sync with your bank, in which case iBank is pretty cool.

  4. Avatar
    Pascal Tue, 08 Aug 2006 02:48:58 GMT

    I’ve been using quicken for the past 10+ years (on windows though) and could not live without it. I have not imported everything to the mac version yet, but at first look it is the same functionality as the pc version. Plus new MacOS comes with a free version (at least my iMac did).

  5. Avatar
    lanaer Tue, 08 Aug 2006 03:06:01 GMT

    One that I’ve found (but haven’t had much of a chance to experiment with yet) is Cassa vX.

    I have no idea if it’s any good, but it crossed my path pretty much by accident (and not when I was actively searching for personal finance tools), so I figured you might be unaware of its existance.

  6. Avatar
    Carlos Tue, 08 Aug 2006 03:34:50 GMT


    Holy cow!

    I didn’t even realize that my iMac had this. That’s cool. :D

  7. Avatar
    Amr Tue, 08 Aug 2006 03:36:10 GMT

    I’ve been playing with GNUCash a bit, but haven’t really started using it, might be worth a look.

  8. Avatar
    Gary Bloom Tue, 08 Aug 2006 03:57:47 GMT

    GNUCash is for X-Windows only and it’s complex for personal finances. Moneydance, while a typically homely Java app, excels at importing and exporting data while being almost as capable as Quicken. You can download it and try it indefinitely without data limits so there’s no reason to not try it.

    Regards, Gary

  9. Avatar
    Greg Tue, 08 Aug 2006 08:31:54 GMT

    I made the switch to Mac from PC the end of last year and was a quicken/quickbooks user. I’ve been very pleased with iBank, especially the price compared to intuits. I’m not a bank syncer so the feature is unused on me.

  10. Avatar
    Mike Tue, 08 Aug 2006 12:46:57 GMT

    Quicken is the way to go.

  11. Avatar
    Lee Jensen Tue, 08 Aug 2006 13:01:52 GMT

    I’ve been using for about a year now and really like it. It follows a slightly different money management approach than most apps. It uses what it calls the “envelope” method. Basically like you would if you were low-tech and trying to stick to a budget in real life. You stick cash in an envelope marked groceries etc… As the name implies it’s a pfm with the primary focus on budgeting your money, so instead of the budgeting part being on the periphery it’s basically difficult to use the app without budgeting.

  12. Avatar
    Amr Tue, 08 Aug 2006 13:59:05 GMT

    GNUCash does require XWindows (forgot to mention that) but I have had no problem running GNUCash, InkScape, even XFCE and other X apps under Tiger using the Apple delivered X (you do have to install X11 from the DVDs or the XCode install dmg I believe)

    I am planning to use it for keeping track of my small business expenses, so it is alright I suppose. I especially love the extensive concepts tutorial which comes with GNUCash. It explains the various finance concepts quite nicely IMO but YMMV etc. etc. :)


  13. Avatar
    Drew Raines Tue, 08 Aug 2006 14:08:57 GMT

    I stopped looking two years ago when I found ledger. That’s the longest I’ve ever spent with any accounting software. It still gives me the heebie-jeebies with how simple it makes managing my financial life.


    • It includes its own parser. You store data as entries in a text file. It’s a programmer’s dream. I make notes to myself in the comments. Backing up and replicating are as easy as svn ci and ssh otherhost svn up.
    • It’s written in C++, so it’s still blazingly fast even though I have almost 2,400 entries.
    • You query your data with the command line, e.g., ledger -p this reg :food :checking. Don’t want the default report? ledger -p this xml auto:fuel | xsltproc ledger.xsl.
  14. Avatar
    askegg Wed, 09 Aug 2006 04:54:27 GMT

    I have found “budget” from Snowmint ( to be pretty good. It uses the envelope paradigm to track your finances, so you can always see how much you have left to spend on a particular class. Most others I found tend to be reactive management, which does not suit me.

  15. Avatar
    David Wed, 09 Aug 2006 15:07:00 GMT

    +1 for iBank. I had a similar search for finance apps a while ago and iBank met my needs perfectly.

  16. Avatar
    Nick Thu, 10 Aug 2006 16:14:01 GMT

    I’d give another shout for budget from Snowmint. It really helps with planning (i.e. budgeting) rather than just being a log of what you’ve spent.

  17. Avatar
    Keith Fri, 11 Aug 2006 19:15:36 GMT

    Liquid Ledger

    It’s 100% Cocoa. It’s Universal. It’s Double Entry. It’s GUI Guideline Goodness. It imports QIF and QFX. It’s International.

    It’s not Brushed Metal. It’s not produced by Intuit. It’s not Free.

    It’s a shame that it wasn’t mentioned until Post #17.

    You can download the demo, but trust me, you’ll lay out the cash by days end.

  18. Avatar
    Dave Mon, 14 Aug 2006 19:02:58 GMT

    I second liquidledger.

  19. Avatar
    Jared Burns Tue, 22 Aug 2006 16:12:19 GMT

    Quicken has done the trick for me.